Flexible Financing for Damage Restoration in Houston
Water in the living room or smoke in the kitchen doesn’t wait for payday, so Keegan Restoration Houston works with you on payments. Call (325) 550-1783 and we’ll walk through which option fits your situation before anything gets scheduled. We’re part of the Garrison Partners family, which means the same written-pricing rule applies to every financing conversation: the number you see is the number you pay.
Payment Options We Offer
Financing Plans Through Third-Party Lenders
We work with established financing partners who specialize in home repair lending. Terms vary by credit profile and project size, so we won’t quote an APR or monthly figure until you’ve had a conversation with the lender. What we can say is this: the application is short, and you’ll know what you qualify for quickly, not days later.
Major Credit and Debit Cards
Visa, Mastercard, American Express, and Discover are all accepted. Using a card is often the fastest way to get a water damage or mold job moving the same day you call. We run the transaction only after the written scope of work is signed and you’ve approved the total.
Cash and Check
We accept personal checks and cash for any project size. If you’ve been setting money aside for home repairs and just hit the point where the problem can’t wait, this is the simplest route. No fees, no applications, no paperwork beyond your invoice, which we provide before work starts.
Written Pricing Before Any Work Begins
This is the piece that protects you no matter which payment method you choose. Under The Garrison Standard, the price goes in writing before a single tool comes off the truck. If the number doesn’t work for you, you can walk away without pressure and without owing us a dime.
Simple Application Process
Step one is a phone call to (325) 550-1783. Tell us what happened and we’ll talk through the damage, the likely scope, and a realistic price range for the Houston market. Step two is a pre-qualification conversation with one of our financing partners. This is a soft process: you answer a few questions about income and credit history, and they tell you what plans are available before you commit to anything. Step three is choosing the plan that makes sense, then signing the written scope of work. We don’t schedule a single fan or extractor until you’ve approved the number in writing.
Frequently Asked Questions
Yes, we offer financing options through third-party lenders who handle home repair projects regularly. The terms depend on your credit profile and the size of the job. Call (325) 550-1783 and we’ll connect you with the right lender before any work is scheduled.
Typically, you’ll need a government-issued ID, proof of income, and basic personal information. The application itself takes less than ten minutes over the phone or online. We don’t run any credit checks on our end; the lender handles that separately.
No. Our estimates are free, whether you’re dealing with a small water spot or a full fire damage cleanup. You’ll get a written scope of loss and a price before we ask for any commitment or payment method.
Yes, and this is common in Houston where storm and flood claims move slower than the water itself. We document every job with photos and moisture readings formatted for your adjuster. If your insurance payout is pending, you can finance the repair now and pay the loan down when your claim settles.
If you’re looking at a growing water stain or a musty smell that won’t quit, don’t let payment uncertainty stall the repair another day. Call (325) 550-1783 and we’ll sort out the numbers first, in writing, before anyone touches your walls or floors.
Written by Shane Pruitt, Owner at Keegan Restoration Houston, serving Houston since 2005.